Merchant Education
How to Read Your Credit Card Processing Statement (And What's Costing You the Most)
Your merchant statement is full of fees most business owners never question. Here's how to read it line by line, calculate your effective rate, and identify the charges that are actually negotiable.
April 2026 · 8 min read
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Hidden Fees in Your Merchant Statement (And How to Remove Them)
Statement fees, PCI compliance fees, annual fees - some are legitimate, some are junk. We break down which ones you can eliminate and how to do it.
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Interchange-Plus vs. Tiered Pricing: Which Is Better for Your Business?
The pricing model your processor uses matters as much as the rate itself. Here's how to tell which model you're on and what to do about it.
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How to Get Out of a Payment Processor Contract Without Paying a Penalty
Locked in with steep exit fees? Here's how to calculate whether switching still makes financial sense - and how to negotiate your way out.
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Coming Soon
Best Payment Processor for Sacramento Restaurants
Restaurants have unique processing needs - high volume, tips, split checks. Here's what to look for and what local Sacramento restaurants are actually paying.
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What Is a PCI Compliance Fee (And Are You Paying Too Much)?
PCI compliance is real and important. But the fee your processor charges for it varies wildly - and many Sacramento businesses are paying 3x what they should.
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Coming Soon